5700 Post Road, East Greenwich, RI 02818, USA

Call Us 855-SBA-150K

Why SBA Loan Program

The SBA Loan Program Advantage

Growing your bottom line is our bottom line

Hi, I’m John Ponte. I connect businesses with the capital they need to get out of debt and experience tremendous growth.

After 30 years of investing and building businesses from the ground up, I recognized two major challenges all business’ face:

  1. Business owners need fast, easy access to capital without the lengthy process and red tape of traditional loans.
  2. The only options for quick funding are Merchant Cash Advance and private term loans. These potentially devastating loans carry exorbitant fees and high daily or weekly payments.

So, I created the SBA Loan Program. We offer quick, easy access to capital, without the exorbitant fees associated with Merchant Cash Advance and private term loans.

Want to explode your business growth?

There are hundreds of lenders to choose from, all promising to fund you quickly and easily. I’ve made it my mission to give you the capital you need to slash your debt, expand your business, improve your business’ cash-flow and overall financial health.

Here’s how our program compares to others:

You get all of the benefits of an Merchant Cash Advance or Private Term loan...

SBA Loan Program
Merchant Cash Advance or Private Term Loan
Prequalify in 24 hours Some yes, most no
Streamlined application process
Fast funding
No prepayment penalties

...without any of the potentially devastating dangers of an Merchant Cash Advance or Private Term Loan

SBA Loan Program
Merchant Cash Advance or Private Term Loan
Front load costs
X Yes
Payment schedule
 Low MONTHLY payments
X High DAILY payments
Exorbitant APR
X Yes
Guaranteed by the U.S. SBA
X No
Max loan term
 10 Years
X Approximately 18 months to 3 years

You can see how the exorbitant daily payments of Merchant Cash Advance or private term loans threaten to slaughter your bottom line. When the fees become too much to handle, many business owners try to stay above water by taking out additional Merchant Cash Advances. Unfortunately, this is a fast track to business bankruptcy.

Even if you’re currently in this situation,
SBA Loan Program can help.

Slash your debt and grow your business with our Small Loan Advantage Initiative 7(a)

You might be wondering how we can offer this loan. Here’s the deal: In 2013, the SBA promised to help small- to mid-sized businesses get easier access to capital. In essence, they saw Merchant Cash Advance and private term loans from a 1,000 ft view. They recognized the advantages of quick, easy access to capital but also, the crippling consequences of ridiculously high fees and exorbitant rates.

To deter business owners from making a hasty decision in favor of Merchant Cash Advance or private term loans, they created the Small Loan Advantage (SLA) Initiative 7a loan. The program has reduced documentation requirements and streamlined guidelines, making it easier and more appealing than ever for business’ to borrow from the SBA.

We’ve taken the SLA Initiative 7(a) loan and made it even faster, easier and better.

You get:

  • No hassle application process
  • No collateral requirements
  • No restrictions on the use of funds
  • Instant approval (just minutes if applying during normal business hours)
  • Access to funds from $50k-$350k, even if you’ve been denied by banks before (or more on a case-by-case basis)
  • Funding within 20 days from loan package submission


You can use the SLA Initiative 7(a) Loan to:

  • Slash your business debt
  • Boost your cash flow
  • Increase your inventory and/or purchase equipment
  • Fund short and long-term working capital
  • Purchase an existing business
  • And more!

You’re eligible for an SLA Initiative 7(a) loan if you:

  • Operate a for profit business
  • Have been in business a minimum of 2 years
  • Conduct business in the US

We’re committed to expanding access to capital to all businesses. We’re also a top choice for underserved communities including:

  • Minorities
  • Veteran owned
  • Women owned
  • Rural area companies

If you want quick, easy access to funds, without the exorbitant fees of Merchant Cash Advance or private term loans, call us today at 855-SBA-150K (855-722-1505).

When it comes to your business, you can’t afford to be ripped off, deceived or left in the dark. SBA Loan Program is your trusted ally, when you need us most. Don’t just take our word for it, read what our clients have to say!

Inquire Today!

Inquire today or call us at 855-SBA-150K (855-722-1505).